Share Certificates

Share Certificates

Looking for a secure investment for your life savings? Invest your portfolio in a high-yield, federally insured, Inspire Federal Credit Union certificate. We all want financial peace of mind for ourselves and families. Inspire Federal Credit Union offers share certificates that will earn you solid dividends. While you may have assets in stocks and mutual funds, keeping a portion of your money in insured accounts is a wise addition to any well-rounded financial plan. Our certificates have flexible terms, competitive rates, and guaranteed returns.

We've Raised our Certificate Rates!

Featured Rates:

9 Month Certificate - 1.41% APY*

12 Month Certificate - 1.56% APY*

15 Month Certificate - 1.66% APY*

60 Month Certificate - 2.42% APY*

Lock in your rate today and watch your money grow!


  • Flexible options to fit your Financial Goals
  • Competitive fixed rates
  • Choose your term from 3 months to 5 years
  • Accumulate money for education, retirement, or vacations
  • Use your certificate balance as collateral for a loan with Inspire Federal Credit Union
  • An extended 10-day grace period to make changes after maturity
  • Earn rates higher than a regular savings account
  • Monitor your account through 24/7 Online Banking and our Mobile App

Open an account online or visit one of our branches to get started!

*APY means 'Annual Percentage Yield', assumes dividends remain on deposit. Savings rates calculated using average daily balance method. Dividend rate is subject to change without notice. Certificate dividends paid quarterly. Certificates may be subject to penalty for early withdrawal. Fees may reduce earnings. Minimum balance of $500 to open account and earn disclosed dividend.

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