Visa Credit Card

Visa® Special Offers

♦ Consolidate your balances from other cards and loans with Inspire FCU! Don't let your debt hold you back. Transfer your balances to an Inspire FCU Visa® card and you'll pay only 3.99% APR* on those transfers for 12 months. PLUS, there's no balance transfer fee! Save money every month and pay off your debt faster!

♦ For a limited time, get DOUBLE POINTS at restaurants and coffee shops with your Inspire FCU Visa® Credit Card!**

Treat yourself and get rewarded at the same time!

Click here to apply for your Inspire FCU Visa® now.

Visa® Credit Card

To apply for your Inspire FCU VISA® Credit Card, click the "Apply Now" icon in the banner above.

Our balance transfer option provides you a money saving option from your current Credit Card. Plus, there is no balance transfer fee!

  • Purchasing power + flexibility
  • Earn ScoreCard Reward Points: 1 point for every $1.00 spent
  • Competitive rates between 9.90% and 18.90% APR*
  • No annual fee
  • Easy online account management
  • Make E-Payments for greater convenience
  • Protect online purchases with Verified with Visa®

Redeem ScoreCard Reward Points for merchandise, travel, airfare, gift cards and more! Register at to redeem and view point balances.

Buying things with credit also builds good credit history. Open a Visa® credit card today by clicking the "Apply Now" icon in banner above.

To report a lost or stolen VISA Credit Card:

Call: 888.415.6154

After Hours: 800-991-4961

ScoreCard Rewards

Earn more with the power of Score Card Rewards. Earn rewards points on all qualifying purchases when you use your Inspire FCU VISA Credit Card. You will earn 1 point for every $1 spent on your Inspire FCU VISA Credit Card.

Redeem your points for a variety of rewards:

  • Merchandise
  • Cash back in the form of statement credit
  • Gift Cards
  • Travel

Don't have an Inspire FCU VISA? Click the "Apply Now" button in the banner to get started!

Visit to find out more information!

*APR = Annual Percentage Rate. Subject to credit approval. 
† Balance transfers completed 02/01/2017 through 04/30/2017 will receive 3.99% APR for 12 months from the date of first transfer. After 12 month promotional time frame expires, remaining balances will migrate to standard APR applicable on your account, currently ranging from 8.90% – 18.90%. Please call 1.888.415.6154 or visit for complete details. Store credit card rates are sourced from individual retailer websites and accurate as of 1/12/2017 per credit card agreement. For more information on specific rates, terms and conditions visit retailer website for full details. 
** Offer valid 1/1/2017 through 3/31/17. Subject to credit approval. See credit union for full details.