Auto Loan

Inspire FCU Auto Loans

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If you can't wait to get back on the road again, come see us for a low-rate auto loan. Our lenders process applications in-house, so you won't have to wait days for a decision. Apply online or visit a branch today!

  • Rates as low as 2.09% APR*
  • Finance a new or used car or truck
  • Get pre-approved for bargaining leverage
  • Competitive rates and Flexible Terms
  • Conveniently pay by E-Payment
  • Experiened lenders and local in-house processing for better efficiency
  • Personal attention and service

Auto Insurance now available through Inspire Insurance Agency! Click here to learn more

Refinance Your Auto Loan

The 2% Challenge Continues!

See if we can beat your current auto loan rate by at least 2% APR*

What would you do with an extra $1,000 in your pocket? Refinance now and then decide! 


Taking the financing at the dealership is easy. However, it may not always be the best option for you. That's why we offer you options in reducing your monthly payment and paying less in interest charges over the life of your auto loan.

  • Save money on your monthly payment
  • Save up to $1,100** through the life of your loan
  • Make convenient online payments directly from your Inspire FCU Checking Account
  • Quick and easy application with experienced in house lenders for quick loan decision 

Take the challenge today and start saving!

Auto Insurance now available through Inspire Insurance Agency! Click here to learn more

First Time Auto

Your first car is a big deal and we can help you find what will fit your budget.

  • Auto Loan Calculators to help you look ahead at what you want to pay each month
  • GAP Insurance is included for extra security for you
  • Automatic Payments option to get even lower interest and then you won’t have to remember to write a check each month
  • Auto Insurance now available through Inspire Insurance Agency! Click here to learn more

READY TO GET STARTED? Contact Inspire FCU today at (215) 788-5270 or start your online application by clicking here!

Ask Auto App

If you're in the market for a new car, the AskAuto app can help. Find the perfect car and perfect loan with the new AskAuto app for your smartphone or tablet. Whether you're buying a vehicle now or in the future, we've got a powerful new shopping tool that can help make your shopping experience easier.

With the AskAuto app, you can:

  • Scan VINs to get average retail cost and EPA mileage estimates on cars you like.
  • Compare, rank and save notes on vehicles you want to buy.
  • Learn which loans might be best for you.
  • Apply for a loan anytime, anywhere using your smartphone or mobile device. Just scan your driver's license and the AskAuto app prefills the loan application with your personal information and vehicle info for the car you're interested in. Saves you time and key strokes.

Want to take AskAuto for a test drive? Download the free app today by CLICKING HERE. Be sure to select Inspire FCU on the app's startup screen.

Inspire Federal Credit Union

Auto Insurance now available through Inspire Insurance Agency! Click here to learn more

*APR = Annual Percentage Rate. Loan decisions are based on applicant creditworthiness. Must be an Inspire FCU member in good standing and meet all lending requirements. Inspire FCU reserves the right to terminate this promotion at any time without notice. Limited-time offer.  Includes refinance of 2009 or newer model vehicles. Minimum loan amount of $5,000 with a floor rate of 2.00% APR. Existing loans at Inspire are not eligible. ** Savings of $1,148.36 is based on a $20,000 loan for 60 months at 8.99% APR and refinanced with Inspire FCU at 6.99% APR. Loan example: Price per $1,000 borrowed at 6.99% the cost is $19.80 for a 60 month term.  APR, terms and/or loan to value of vehicle vary based on model year of vehicle and applicant worthiness