Auto Loan

Inspire FCU Auto Loans

General Information

If you can't wait to get back on the road again, come see us for a low-rate auto loan. Our lenders process applications in-house, so you won't have to wait days for a decision. Apply online or visit a branch today!

  • Rates as low as 2.09% APR*
  • Finance a new or used car or truck
  • Get pre-approved for bargaining leverage
  • Competitive rates and Flexible Terms
  • Experiened lenders and local in-house processing for better efficiency
  • Personal attention and service
  • E-Payments accepted for greater convenience


See if we can beat your current auto loan rate by at least 2% APR*

What would you do with an extra $1,000 in your pocket? Refinance now and then decide! 


Taking the financing at the dealership is easy. However, it may not always be the best option for you. That's why we offer you options in reducing your monthly payment and paying less in interest charges over the life of your auto loan.

  • Save money on your monthly payment
  • Save up to $1,100** through the life of your loan
  • Make convenient online payments directly from your Inspire FCU Checking Account
  • Quick and easy application with experienced in house lenders for quick loan decision 

Take the challenge today and start saving!

Auto Insurance now available through Inspire Insurance Agency! Click here to learn more

First Time Auto

Your first car is a big deal and we can help you find what will fit your budget.

  • Auto Loan Calculators to help you look ahead at what you want to pay each month
  • GAP Insurance is included for extra security for you
  • Automatic Payments option to get even lower interest and then you won’t have to remember to write a check each month
  • Auto Insurance now available through Inspire Insurance Agency! Click here to learn more

READY TO GET STARTED? Contact Inspire FCU today at (215) 788-5270 or start your online application by clicking here!

*APR = Annual Percentage Rate. Loan decisions are based on applicant creditworthiness. Must be an Inspire FCU member in good standing and meet all lending requirements. Inspire FCU reserves the right to terminate this promotion at any time without notice. Limited-time offer.  Includes refinance of 2009 or newer model vehicles. Minimum loan amount of $5,000 with a floor rate of 2.00% APR. Existing loans at Inspire are not eligible. ** Savings of $1,148.36 is based on a $20,000 loan for 60 months at 8.99% APR and refinanced with Inspire FCU at 6.99% APR. Loan example: Price per $1,000 borrowed at 6.99% the cost is $19.80 for a 60 month term.  APR, terms and/or loan to value of vehicle vary based on model year of vehicle and applicant worthiness