Finish Line Mortgage

Dream big with our Finish Line Mortgage!

We put the value in your home to work for you! Use the funds for a remodel, a dream vacation, school expenses, or your next big purchase! Avoid the hassle of variable high interest rates, expensive closing costs and fees, and the fear of missing out!

Take advantage of our Finish Line Mortgage and get inspired to be mortgage free in as little as 5 years!*

Benefits

  • No closing costs or fees*
  • Competitive fixed rates
  • Flexible terms from 5 to 15 years*
  • Interest may be tax deductible**
  • Experienced representatives to guide you through the process

Discuss your options with a representative today!

Visit one of our branches or call us at 215.788.5270

Protecting Your Home

Your home is your single largest investment. It's important you protect it and yourself.

Home Insurance is available through Inspire Insurance Agency! 

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FAQ's

Q: What are the benefits if I already have a mortgage?

A: If you already have a 30-year or 15-year fixed-rate mortgage that you’ve been paying faithfully, and you’re in the later stages of your mortgage where you’re paying very little mortgage interest, you may not be taking full advantage of the tax benefits available to you. You can use a First Lien Loan option to pay off your existing mortgage, and this now becomes your first mortgage, or first lien. Now you’re at the beginning with your new mortgage and you can deduct more mortgage interest again.

Q: What are some reasons to use this product?

A: This option can come in handy if your home is paid for, but want to make home improvements; or if you have a child who’s getting ready for college and you need to pay their tuition and other college expenses, or if you are thinking about buying that (fill in your dream here) you’ve always wanted and will need to make payments on that.

Q: How does this compare to, say, a credit card to pay for larger ticket expenses?

A: With a First Lien Loan, you’ll get a better interest rate on the money you borrow and the interest on your mortgage is usually tax-deductible** whereas the interest on your credit card is not. Plus, your rate on this loan compared to higher rate credit cards with national card issuers will usually be much lower, which means you pay less in interest for your purchases.

*Minimum loan amount is $50,000. If loan is under $50,000 a $400 application fee will apply. Must be a first lien on property. Maximum loan-to-value 75%. Maximum Loan Amount $250,000. If borrower receives an APR (annual percentage rate) of 2.75%, borrower will pay 60 monthly payments of $17.86 per $1,000 borrowed. Example payment does not include amounts for taxes or insurance premiums, actual payment may vary. Rates and terms are subject to creditworthiness and other factors.**Consult a tax advisor