Fraud & ID Theft
If you suspect you've been a victim of fraudulent activity or identity theft, we recommend that you call 800-680-7289 to place a fraud alert with the three (3) credit bureaus (Transunion, Equifax, Experian). If you place a fraud alert on your credit file, when you, or someone else, tries to open up a credit account by getting a new credit card, car loan, cell phone, etc., the lender should contact you by phone to verify that you really want to open a new account.
There have been a number of recent email scams targeting the Philadelphia area. These emails are an attempt to obtain personal account information from consumers. We want to ensure our members that Inspire Federal Credit Union does not send email to anyone who is not a Inspire FCU member, and will never solicit personal information via email or mail. If you receive an email that appears to be from Inspire, but are the least bit unsure, please call the Credit Union to verify. Any fraudulent emails should be reported to the Credit Union and deleted from your system. If you have any questions or concerns related to email scams, please feel free to contact Inspire at 215.788.5270 or firstname.lastname@example.org
Online Security Quiz
Wouldn't it be nice to have our own Information Technology expert to keep a watch over our home computer? Most home computer users are left on their own when it comes to trying to keep their computers safe. It takes good practices and awareness to keep your home computer safe from outside hackers. Inspire Federal Credit Union along with Digital Defense offers some helpful hints for online security. Take a few moments to read and complete the Online Security Quiz by clicking the link below, print it out, and bring it to a branch near you. We will give you a FREE gift for educating yourself, it's that important.
Don't Be an On-line Victim: How to Guard Against Internet Thieves and Electronic Scams
Identity theft continues to be one of the fastest growing crimes in the United States, and has ranked as one of the top consumer concerns for the past several years. The Federal Deposit Insurance Corporation (FDIC) has produced a multimedia presentation to help consumers protect themselves from identity theft. The presentation provides information on steps consumers should take to secure their computer and protect themselves from identity theft, as well as actions consumers should take if they become a victim of identity theft.
The presentation is on the FDIC's Web site.
Foreign Lottery & Other Scams
Find information in the U.S. Postal Inspection Service Web site.
Report Suspicious Activity
Please do not email personal financial information. Email is not a secure method of online communication. It is Inspire FCU's policy to never ask for personal information via email. If you receive an email that looks like it's from Inspire FCU requesting personal financial information, it may be fraudulent - a "phishing" scam. Report suspicious activity to Inspire FCU immediately. To report specific information on your Inspire FCU account, please call us at 215.788.5270 to ensure security of your information. Forward emails you suspect of "phishing" scams to the Federal Trade Commission. The FTC is the government agency responsible for laws governing identity theft and related fraudulent activity.
*Electronic mail is not secure, and confidential or personal information should not be communicated in this manner. Never send personal information such as account # or social security # via email.