Watch your savings flourish with a free account that builds them automatically! Kasasa Saver links to your Kasasa Cash® or Kasasa Cash Back® checking account, so the rewards you earn are transferred into savings.
- Free account that builds your savings effortlessly
- Links to free Kasasa Cash or Kasasa Cash Back checking
- Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
- 0.51% APY* on balances up to $10,000
- 0.25% APY on balances over $10,000, depending on balance in account*
- No monthly service fee
- No minimum balance to earn rewards
- Free Mobile Banking
- Free Online Banking
- Free E-Statements
Earning Rewards Is a Breeze!
Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards, just have the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- Have at least 12 signature based debit card purchases post and settle
- Have at least 1 bill pay, direct deposit or ACH payment transaction post and settle
- Be enrolled in and agree to receive E-Statements
That's it! Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base dividend rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month if you qualify!
*APY=Annual Percentage Yield. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. Qualifying debit card transactions do not include ATM-processed transactions, transfers between accounts, debit and credit card purchases processed by merchants and received by Inspire Federal Credit Union (Inspire FCU) as ATM or PIN-based, and purchases made with non-Inspire FCU issued debit or credit cards. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Rewards: Below $10,000 Cap Rate – 0.51%APR/0.51% APY; Above $10,000 Cap Rate – 0.25% APR/0.51% - 0.27% APY; ATM Fee Refunds: $20/Cycle. Non-Qualification Rate – 0.01% APY. Rates are variable and may change after account is opened. APY is accurate as of 7/1/2016. When your Kasasa account qualifications are not met, reward distributions are not made. If qualifications are met, ATM rewards post on the last business day of the month and dividends post on the last day of the month. Rates and rewards are variable and may change after account is opened. Overdraft or NSF fees may reduce earnings. Account approval, conditions, qualifications, limits, time frames, enrollments, logons and other requirements may apply. No minimum deposit is required to open the account and earn APY. Enrollment in electronic services (e.g. online banking, electronic statements, and logons) may be required to meet some account qualifications. Limit 1 account(s) per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact an Inspire FCU service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA.