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We all lead busy lives and have hectic schedules. Sometimes there's simply not enough hours in a day to make all our appointed rounds! That's why Inspire Federal Credit Union is offering the convenience and flexibility of 24-hour LIVE home banking to our members. All information and transactions that are done within Inspire Online are completed LIVE, so there is no wait. From within our secure home banking section, members are able to:

  • Real time account information
  • Check Account Balances
  • Inquire on Account History
  • View/Print Cleared Check Images
  • Receive/View E-Statements
  • Receive E-mail or Text Message Alerts
  • Transfer Funds Between BFFCU Accounts
  • Repeating Transfers
  • Search Cleared Checks
  • Get Cleared Check Listings to Balance Your Account
  • Order Checks & View New Styles
  • Change Your Personal Access Password
  • Sign up for FREE Text Banking
  • Sign up for FREE Internet Bill Payer

Our Internet Home Banking is easy, secure and just can't get more affordable.... it's FREE!


In order to use our internet home banking site, you will need a password. To get your new password, Sign Up Today and we will get you all set up. Once your new password is issued, you can change it on your first visit to the secure Home Banking site. It's that easy!


Don't you just hate it when that happens! Unfortunately, neither the credit union nor our web system administrator can 'look up' or otherwise inquire on your password. It's not technically possible. What we can do is issue you a new one, which you can change on your next visit to the secure site. Click here if you forgot your password.


  • Insuring our system security and your privacy within our internet home banking site is our number one priority. From the basic design architecture, to the use of the latest internet technologies, our home banking site allows you to experience the convenience of internet home banking with confidence.
  • Some of the ways we insure your privacy, and the security of our entire home banking system include:
  • The credit union computer is never connected to the internet.
  • Your accessible account information is stored on a dedicated home banking database server which responds only to authenticated requests from our web server.
  • We use Secure Sockets Layer (SSL) encryption and digital certificate server authentication.
  • All internet data mechanisms have been custom designed around the latest technologies and configured with the latest recommended security configurations.
  • One way password encryption in the web home banking database means nobody can extract your password, not even us or our web system administrators.
  • You can change your password within our home banking site as often as you like.
  • Our web home banking database server does not contain identifying information such as names, addresses or social security numbers anywhere within the system.
  • Personal forms you submit such as loan applications are completed under SSL (encryption and server authentication) by you and retrieved by us under SSL.
  • If you have questions about our site security, please feel free to Contact Us with your specific questions.

Also See:

+ Inspire Federal Credit Union Disclosures

Important Account Disclosure Information

You must read the following important disclosure statement and be a Inspire FCU member before applying for Internet Bill Payer services.

Inspire Federal Credit Union
Online Services Agreement and Disclosure

The use of Inspire Federal Credit Union Online Services constitutes acceptance of this agreement and disclosures.

Inspire Federal Credit Union Online Services are designed to assist members in communicating with us and providing various means to send and receive data services as it relates to your accounts.

We offer various methods for members to access Online Services including downloadable mobile apps for popular mobile devices, desktop banking,  TXT banking, and an internet site designed for mobile devices. Available services include access to account information, various account fund transfers, mobile remote deposit services, and other related services. Any added Online Services and future features will be governed by this Agreement and Disclosure and by any terms and conditions provided to you at the time the new service or feature is added, or at the time of enrollment for the feature or service if applicable. From time to time, we may amend these terms and modify or cancel the Online Service we offer without notice, except as may be required by Law.

Each of your accounts at Inspire Federal Credit Union is also governed by the applicable account disclosure/agreement and Truth In Savings disclosure you received when you opened your account.

As used in this Agreement and Disclosure, the following words will have the definitions given below:

"Account(s)" means your eligible Inspire Federal Credit Union checking, savings, loan, share certificates and other Inspire Federal Credit Union products that can be accessed through the Online Service.

“Device" means any computer such as a PC, MAC, Pad, Tablet, or any cellular telephone, smartphone, or similar wireless communication device onto which you have downloaded software provided by us, or which allows SMS text communications, for the purpose of conducting business with us. Your wireless carrier may assess you fees for data or text messaging services. Please consult your plan or provider for details.

"Online Services" means any banking and/or communication services initiated between you and us using a Device.

"You" and "Your(s)" mean each person with authorized access to your Account(s) who applies and uses the Mobile Banking Service.

"We"," Us", and "Credit Union" means Inspire Federal Credit Union.

Online Services
In order to utilize our Online Services, you must be enrolled in Home banking through our website at

Using Inspire Federal Credit Union Online Services allows you to access your personal account information, use bill pay, transfer funds between your accounts, deposit items remotely, view account statements and conduct other banking transactions and inquires. All services may not be available on all devices because of device or other technical service limitations.

We reserve the right to limit the types and number of accounts eligible and the right to refuse to make any transaction you request through our Online Services. We may also reserve the right to modify the scope of our Online Service at any time.

Our Online Services may not be accessible over some wireless, or wired network carriers or providers. In addition, services may not be supportable for all Devices. Inspire Federal Credit Union cannot guarantee and is not responsible for the availability of data services provided by your mobile carrier, or any network, such as (but not limited to) data outages, connectivity outages, or "out of range" issues.

You agree to accept responsibility for learning how to use Online Services in accordance with the instructions and agree that you will contact us directly if you have any problems with any service.

We may modify any Online Service from time to time at our sole discretion. In the event of any modifications, you will be notified prior to implementation of modifications. You are responsible for making sure you understand how to use service as modified. You also accept responsibility for making sure that you know how to properly use your Device and we will not be liable to you for any losses caused by your failure to properly use the service or your Device.

You agree that, when you use any Online Service, you remain subject to the terms and conditions of your existing agreements with any unaffiliated service providers, including, but not limited to, your mobile service provider and that this Agreement does not amend or supersede any of those agreements. You understand that those agreements may include fees, limitations and restrictions which might impact your use of our services (such as data usage or text messaging charges imposed on you by your mobile service provider), you agree to be solely responsible for all such fees, limitations, and restrictions. You agree that only your mobile service provider is responsible for its products and services. Accordingly, you agree to resolve any problems with your provider directly without involving us.

Any deposit account, loan or other credit union product accessed through this service is also subject to the Account Agreements and Disclosures provided at time of account opening. You should review the Account disclosures carefully, as they may include transaction limitations and fees which might apply to your use of our Online Services.

Limitations on Account Transfers
You may use our Online Services products to transfer funds between your eligible Inspire Federal Credit Union accounts. You may not transfer to or from an account at another financial institution using our service.

Federal regulation (Reg. D) requires financial institutions to limit the way withdrawals may be made from a savings account. Each transfer from a savings account using Online Services is counted as one of the six limited transactions permitted during each monthly statement cycle period, as described in the Disclosure of Account Terms.

We may also limit the type, frequency and amount of transfers for security purposes and may change or impose limits without notice, at our discretion.

Mobile Deposit Capture
Deposits to your Inspire Federal Credit Union account may be made remotely using your smart phone device by submitting an image of the front and back of a check.

A suitability review will be done for all new and existing members and this review will involve consideration of the member’s length of membership, transaction activities, overdraft history, frequency and amount of direct deposit and overall relationship with the credit union.

Eligible Items for Deposit through Mobile Deposit Capture are “checks” as defined in Federal Reserve Regulation CC. You agree that the image of the check transmitted to us shall be deemed an “item” within the meaning of Article 4 of the Uniform Commercial Code.

Unacceptable Items for Deposit include:

  • Checks drawn on a foreign bank
  • Money orders
  • Travelers checks
  • Checks payable to an individual not on the account
  • An item drawn on your account at Inspire Federal Credit Union
  • An item that contains evidence of alteration
  • A check previously converted to a “substitute check”, as defined in Regulation CC
  • A stale dated, expired, or postdated item
  • Any item that has been re-deposited or returned such as “non-sufficient funds” or

“Refer to maker” or any other reason

  • Cash
  • Savings Bonds

Deposits made through Mobile Banking using the Mobile Deposit Capture method will follow the same availability requirements as any other deposit we receive from you. Regular hold times are as follows:

  • All checks deposited on one business day will be combined for an aggregate amount
  • The first $200 will be made available the 1st business day after the day of deposit
  • The remaining amount will be made available the 2nd business day after the day of Deposit not to exceed the $2500 daily limit
  • All credit is provisional until credit has been received by the paying financial Institution

We reserve the right to extend any hold placed in an emergency situation where there is a failure of communications or computer equipment and if we have any reason to believe an item will not be paid.

You agree that any items submitted for deposit using our Remote Deposit Capture service include the following Endorsement, Retention and Disposal requirements:

  • You agree to properly endorse the check on the back as it appears on the

Payable to line and the words FOR MOBILE DEPOSIT ONLY INSPIRE FEDERAL CREDIT UNION are required

  • You agree to securely store each original check that you deposit using these services for a period of at least sixty (60) days. After sixty (60) days and no later

than ninety (90) days after you transmit the original check, you safely destroy the
original check

  • You agree to never re-present a check for deposit
  • You understand and agree that you are responsible for any loss caused by your

failure to secure the original checks

  • You promptly provide any retained check to us as requested to aid in the clearing

and collection process, to resolve claims by third parties with respect to any
check, or for our audit purposes. If you are unable to provide us with the check
requested, you will be liable for any unresolved claims by third parties.

Fees Charged for Online Services
Currently, Inspire Federal Credit Union does not charge fees for subscribing to or using our Online Services. However, we may assess fees (a) as described in the applicable product or Account Disclosure Statement or current fee schedule.

We reserve the right to institute or change fees for Online Services by sending you prior notice.

You represent that you are the legal owner of the Accounts and other financial information which may be accessed using Mobile Banking. You represent and agree that all information you provide to us in connection with any Online Service is accurate, current and complete, and that you have the right to provide such information to us for the purpose of using our services. You agree not to misrepresent your identity or your account information. You represent that you are an authorized user of the Device you will use to access Online Services. You understand that you are solely responsible to verify that any items deposited using the Mobile Deposit Capture have been received by us.

Unavailability of Services
You understand and agree that the services may at times be temporarily unavailable due to system maintenance or technical difficulties. In the event any of the services included in our Online Services are unavailable, you acknowledge that you can get your account information, deposit an original check, or conduct other business at our branches or by mail.

You agree to take every precaution to ensure the safety, security and integrity of your account and transactions when using Online Services. You agree not to leave your Device unattended while logged into Home banking, Mobile Apps, or any other service and to log off immediately at the completion of each access by you. You agree not to provide any of your access information to any unauthorized person. If you permit other persons to use your Device, login information or any other means to access Online Services, you will be held responsible for any transactions they authorize and we will not be liable for any damages resulting to you.

We make no representations that any Online Service will be available for use in locations outside of the United States.

You agree not to use Online Services or the content, or information delivered through
any of our services, in any way that would be considered illegal.

Lost or Stolen Device or Password; Unauthorized Tansfers
If you believe your user name (Login ID), password, or any access device has been lost or stolen, or that someone has transferred or may transfer funds from your account without your authorization, contact us AT ONCE at 1-800-450-5656. For a description of your and the Credit Union's responsibilities and liability with respect to unauthorized transactions review the appropriate sections of your account's Deposit Agreement.

In Case of Errors or Questions about Your Account
Please refer to the Deposit Agreement given at account opening for a description of the error resolution process as well as how transfer and deposits are processed on your account. If you need a copy of the agreement or have additional questions regarding
Online Services, please contact our e-Services Department by using one of the following methods:

  • Telephone toll free at (800) 450-5656
  • Email
  • Send a message directly from your Inspire home banking account
  • Inspire Federal Credit Union Federal Credit Union

Member Services Department
2104 Bath Road
Bristol, PA  19007


Our Home Banking database is a private system operated for the exclusive use of our members. We use SSL encryption and digital server authentication to insure the privacy of your information when sending data between our Home Banking server and your PC.
All Home Banking logins are logged by the server. For authenticated members who use Home Banking , we collect and store certain information such as how often you visit the Home Banking section, dates and times of visits and which pages are being used. We use this information for internal review and product evaluation only. We never sell, transfer or trade this information unless we are compelled to do so by law.
We may gather and store additional information available to us on failed login attempts and other activity we consider a threat to our system. In these cases, we will share this information with other companies, agencies and law enforcement officials as we determine necessary or as we are required by law.

Protecting Children's Online Privacy
We do not knowingly collect, nor are our Online Services designed or directed, to use personal information from children under the age of 13 without containing verifiable consent from their parents. Should a child whom we know to be under the age of 13 send personal information to us, we will only use that information to respond directly to that child, seek parental consent or provide parental notice.

Operating Systems and Security
Our Online Services are designed to operate using world wide web technologies and protocols which are adaptable to a wide range of systems, as well as operating systems and technologies specific to Devices for which we provide downloadable apps. Online Services use SSL encryption and other methods designed to insure private data transmissions.
We use cookies to help us administer the Home banking section. Some browsers allow you to reject cookies from servers. If you don't allow us to set a cookie upon entering the site, you will not be able to log in. The cookie we set contains information we need for security. We place the cookie with instructions that it can only be sent to a server in our Home Banking domain ( A cookie cannot be used to extract data from your Device. We do not store your Access Code, User Id or Password in your cookie. However, we do allow the storage of your Login ID on most downloadable apps

Unless caused by our intentional misconduct or gross negligence, you agree to indemnify, defend and hold harmless Inspire Federal Credit Union its officers, directors, employees, consultants, agents, service providers, and licensors from any and all third party claims, liability, damages, expenses and costs caused or arising from (1) a third party claim, dispute, action, or allegation of infringement, misuse, or misappropriation based on information, data, files, or otherwise in connection with our Online Services; (2) your violation of any law or rights of a third party; or (3) your use, or use by a third party of any Online Services.


Get committed and go green today by signing up for E-Statements! By signing up for E-Statements, you are making a statement about protecting the environment. As an E-Statement user, you will still enjoy all the benefits of a paper statement but with less clutter and less guilt over paper waste. You’ll have the capacity to view, save and print your statements for future reference.

If every American household went paperless, it could save an estimated 18.5 million trees a year.* So what are you waiting for?

Sign up for E-Statements by logging in to your Bucks Online Account today.

*Source: Javelin Strategy & Research, The National Arbor Day Foundation


Goodbye stamps. No more gas guzzling drives to the post office. Our Internet Bill Payer service is fast, convenient, simple and best of all, it’s GREEN. You tell us what to pay and when. We'll debit your account, and send your payment for you.

The best part? This service is FREE*!

Our Internet Bill Payer is easy, secure and most importantly convenient! Sign up today. Log in to your Bucks Online account and click on the Internet Bill Payer link on the left.

Don’t have Bucks Online? Click Here to sign up.

Want to try it out first?

Try our demo site

Also See:


Important Account Disclosure Information

You must read the following important disclosure statement and be a Inspire FCU member before applying for Internet Bill Payer services.


            This is your bill paying agreement with Inspire Federal Credit Union

            You may use Inspire Federal Credit Union‟s bill paying service, “Internet Bill Payer”, to direct Inspire Federal Credit Union to make payments from your designated checking account to the "Payees" you choose in accordance with this agreement. The terms and conditions of this agreement are in addition to the account agreements, disclosures and other documents in effect from time to time governing your account (The Account Rules).

           "You" or "Your" means each person who is authorized to use the service. "Payee" means anyone, including the Credit Union, you designate and the Credit Union accepts as a "Payee".

    • If you want to add a new "PAYEE", select the "Payee" tab located in your Bill Pay application or speak to a service representative.
    • You may add a new fixed payment to a "Payee" by accessing the service and entering the appropriate information. Most other additions, deletions, or changes can be made in writing or by using the service.
    • The Credit Union reserves the right to refuse the designation of a "Payee" for any reason.
    • * You may pay any "Payee" with-in the United States (including U.S. territories and APO‟s / AEO‟s).
    • he Credit Union is not responsible for payments that can not be made due to incomplete, incorrect, or outdated information.
  4. Single Payments - a single payment will be processed on the business day (generally Monday through Friday, except credit union and federal reserve holidays) that you designate as the payment‟s process date, provided the payment is submitted prior to the daily cut-off time on that date. The daily cut-off time, which is controlled by the Credit Union, is currently 2:00 PM Eastern. Payments may range in amounts up to Ten Thousand Dollars ($10,000.00).

    A single payment submitted after the cut-off time on the designated process date will be processed on the next business day. If you designate a non-business date (generally weekends and certain holidays) as the payment‟s process date, the payment will be processed on the first business day following the designated process date.

    Recurring Payments - When a recurring payment is processed, it is automatically rescheduled by the system. Based upon your selected frequency settings for the payment, a process date is calculated for the next occurrence of the payment. If the calculated process date is a non-business date (generally weekends and federal reserve holidays), it is adjusted based upon the following rules:
    • If the recurring payment„s "Pay Before" option is selected, the process date for the new occurrence of the payment is adjusted to the first business date prior to the calculated process date.
    • If the recurring payment‟s "Pay After" option is selected, the process date for the new occurrence of the payment is adjusted to the first business date after the calculated process date.

    Note: If your frequency settings for the recurring payment specify the 29th, 30th, or 31st as a particular day of the month for processing and that day does not exist in the month of the calculated process date, then the last calendar day of that month is used as the calculated process date.

  6. The system will calculate the Estimated Arrival Date of your payment, this is only an estimate, please allow ample time for you payments to reach your "Payees".

  8. A bill payment can be changed or cancelled, anytime prior to the cutoff time on the scheduled process date.

  10. You agree to have available and collected funds on deposit in the account you designate in amounts sufficient to pay for all requested bill payments, as well as any other payment obligations you have to the Credit Union.
    • The Credit Union reserves the right, without liability, to reject or reverse a bill payment if you fail to comply with the above requirement or any other term of this agreement.
    • If you do not have sufficient funds in the account and the Credit Union has not exercised its right to reverse or reject a bill payment, you agree to pay for such payment obligations on demand.
    • You further agree the Credit Union, at its option, may charge any of your accounts with the Credit Union to cover such payment obligations.

    The Credit Union reserves the right to change the cut-off time. You will receive notice if it changes.

    • You are solely responsible for controlling the safekeeping of and access to, your Personal Identification Number (PIN).
    • If you want to terminate another person's authority, you must notify the Credit Union and arrange to change your PIN. You will be responsible for any bill payment request you make that contains an error or is a duplicate of another bill payment.
    • The Credit Union is not responsible for a bill payment that is not made if you did not properly follow the instructions for making a bill payment.
    • The Credit Union is not responsible for a bill payment that is not made if you did not properly follow the instructions for making a bill payment.
    • The Credit Union is not liable for any failure to make a bill payment if you fail to promptly notify the Credit Union after you learn that you have not received credit from a "Payee" for a bill payment.
    • The Credit Union is not responsible for your acts or omissions or those of any other person, including, without limitation, any transmission or communications facility, and no such party shall be deemed to be the Credit Union's agent.
    • In any event, the Credit Union will not be liable for any special, consequential, incidental, or punitive losses, damages, or expenses in connection with this agreement or the service, even if the Credit Union has knowledge of the possibility of them.
    • The Credit Union is not liable for any act, failure to act or delay in acting if it is caused, in whole or in part, by any cause beyond the Credit Union's reasonable control.
  13. The Credit Union has the right to change this agreement at any time by notice mailed to you at the last address shown for the account on the Credit Union's records, by posting notice in branches of the Credit Union, or as otherwise permitted by law.
    • The Credit Union has the right to terminate this agreement at any time.
    • You may terminate this agreement by written notice to the Credit Union.
    • The Credit Union is not responsible for any fixed payment made before the Credit Union has a reasonable opportunity to act on your termination notice.
    • You remain obligated for any payments made by the Credit Union on your behalf.

  15. There is no monthly charge for this service. There is a $5.00 monthly inactivity fee after 30 days of non-use. Other fees include a $30.00 insufficient funds fee if there are not enough funds available to cover the requested bill payment. There is a $15.00 stop payment fee if you wish to stop a bill payment request and there is a $5.00 charge for a copy of a cleared bill payment check. The total amount of your monthly fees will be deducted from your checking account on approximately the fifth business day of each month for the previous month‟s charges. Changes may be made from time to time and we will give you prior notice either in writing or electronically.         
    Miscellaneous Product Fees:
                * Overnight Fee: $14.95
                * 2nd Day Fee: $9.95 Standard or $4.95 Economy
                * Charitable Donations: $1.99
                * Gift Pay: $2.99

  17. If you believe your User ID and Password has been lost or stolen, or that someone to whom you have granted authority to use your User ID and Password has exceeded such authority, or that someone has transferred or may transfer money from your Account(s) without your permission, call us immediately at:

    (215) 788-5270 or (800) 450-5656 (nationwide)
    or write:
    Inspire FCU
    2104 Bath Road
    Bristol, PA 19007

    or email:

    No delay or omission by us in exercising any rights or remedies hereunder shall impair such right or remedy or be construed as a waiver of any such right or remedy. Any single or partial exercise of a right or remedy by us shall not preclude us from further exercise or the exercise of any other right or remedy. No waiver shall be valid unless in writing and signed by us.

  20. This Agreement shall be governed by and construed in accordance with the laws of Commonwealth of Pennsylvania without regard to that state's conflict of law provisions.


  24. We may amend or change any of the terms and conditions of this Agreement at any time upon reasonable electronic notice to you. If you do not agree to the change or amendment, you may notify us prior to the effective date of the change or amendment and cancel your access to the Service. Your continued use of the Service after the effective date of change will be deemed acceptance of the change or amendment.

  26. If any provision of this Agreement is determined to be void or invalid, the remainder of this Agreement shall remain in full force and effect

    Login To Inspire On-Line Above To Sign Up For Bill Payer

*Internet Bill Payer is a free service, however, a $5.00 monthly inactivity fee will be charged after 30 days of non-use.

+ Mobile Deposit

Mobile Deposit Puts Convenience at Your Fingertips!

Deposit your checks via your SmartPhone with Inspire FCU’s secure Mobile Deposit. Simply aim your SmartPhone, snap a picture of your check, and we deposit the funds into your account. With Mobile Deposit, depositing checks has never been so easy and fast.

Mobile Deposit is a feature in your Inspire FCU Mobile App. Download the app from the Apple Store or Google Play.

 With the Mobile Deposit feature:

  • You are allotted up to $2,500 in total deposits per day.
  • You MUST have been a member for at least 60 days and have an account in good standing in order to access Mobile Check Deposit.
  • Your funds will be subject to the same holds and availability of funds as a check deposited in one of our branches. 

+ Mobile App

Simply download the FREE Bucks First mobile app for iPhone® or Android™ and easily access your accounts from your SmartPhone.

With the Bucks First Mobile App, you can perform financial transactions on the move … without making a trip to the credit union. Access the Mobile App with the same secure credentials as Online Banking, all optimized specifically for your iPhone® or Android™ device.

Bucks First Mobile Banking gives you the ability to:

  • Check balances and transfer funds
  • View your transaction history, including those that are pending
  • View cleared checks
  • Pay bills from your mobile device using Internet Bill Payer
  • Find ATMs and branches quickly and easily.
  • See current rates, and more!

Experience the convenience of the Bucks First Mobile App today, and simplify your financial life.

+ Mobile Site

Our mobile site lets you securely view and monitor your account balances and transactions through your mobile phone. It’s secure, convenient, and it’s FREE.*

Bucks First FCU mobile site is like having the convenience and security of Bucks Online in the palm of your hand, at anytime, anywhere. As long as you have a Smartphone with Internet access, you can use the mobile site.

Don’t have Bucks Online? Click Here to sign up.

*You may be charged access rates depending on your carrier. Web/Internet access is needed to use the mobile site. Check with your service provider for details on specific fees and charges. Bucks First Federal Credit Union is not responsible for these fees, and will not refund wireless data charges incurred.

+ Debit Card Mobile Alerts

Use real-time text messaging to monitor your spending activities.

When you sign up for NEW Debit Card Mobile Alerts, you can have better control over your Checking Account. Receive a text message every time there is any activity on your Debit Card. Whether you make a purchase using your Visa Debit Card or pay a bill automatically online, you will know immediately when the transaction occurred and for how much.

NEW Debit Card Mobile Alerts you can activate include:

  • Purchase alerts for transactions over a specific dollar amount, that you specify
  • Suspicious transaction alerts that will detect fraudulent activity against
  • your account
  • Address, phone or name changes to your account
  • Pay at the pump transaction alerts
  • International transactions that occur outside the country where you reside
  • ATM withdrawal amount alerts
  • Card status changes
  • Card-not-present transactions
  • Out-of-state transactions that occur outside the state where you reside
  • Declined transactions

To sign up for NEW Debit Card Mobile Alerts, log into your Bucks Online account and click on New! Debit Mobile Alerts. OR log on directly at

+ Text Banking

OMG! Bucks First offers FREE Text Banking!

OMG, LOL, BFF….so you may not know all of the "lingo" that comes with texting, but with our simple and secure text banking – you don't need to.

BFFCU Text Banking is the trendiest and most convenient way to view your balances, check your account history, transfer funds, pay your loan and so much more - right from your cell phone!

To sign up for text banking, log in to your Bucks Online account and click "Text Banking" on the left hand navigation bar.


To sign up for text banking, log in to your Bucks On-Line account account (Sign Up for Bucks Online now!) and click on “NEW! Text Banking” link on the left hand navigation bar. When signing up for text banking, you will need to register your phone # and cell phone carrier.

o To use text banking, send a text message to from your cell phone.

Sample Messages

To receive your deposit balances (if your pin is 1234), text:
{BAL} {1234} to

To receive your history for suffix X, Free Checking (if your PIN is 1234), text:
{HIS} {1234} {X} to


To Receive Send This Text Message
Account Balance BAL [your pin]
Account History HIS [your pin] [optional type]
Loan Balance LBAL [your pin] [loan number]
Loan History LHIS [your pin] [loan number]
Account Type List ACC [your pin]
Loan List LOA [your pin]
Check Clearing CHK [your pin] [check number] [optional type]
PIN Change PIN [your pin] [new pin]
Transfer of Funds TRN [your pin] [from type] [to type] [amount]
Payment on Loan PMT [your pin] [from type] [to loan number] [amount]
Set Default Account Type SET [your pin] [account type]
HELP followed by any code HELP [ACC] [HIS] [LOA] [CHK] [PIN] [ACCL] [LOAL] [TRN] [SET] or [PMT]


  • account type - The account type you would like to use.
  • amount - The dollar amount of the transfer or payment.
  • check number - The check number you would like to search for.
  • from type - Your account type used for the source of funds for your payment or transfer.
  • loan number - Your loan number you would like to query against.
  • new pin - Your new access pin you would like to use.
  • optional type - By default your message will use the default account type. Include an account type here when you would like to use a different account type.
  • to loan number - Your loan number you would like to make a payment to.
  • to type - Your account type you would like to transfer funds to.
  • your pin - Your current access pin.

+ Money Desktop

MoneyDesktop is a free money management tool. All of the pieces to your financial puzzle in one place!


We understand that you might not have all your financial accounts with us. For your convenience, Bucks First FCU loan payments can be made using a non-Bucks First FCU checking account or credit card*.

Online loan payments are accepted here on the following types of loans:

  • Auto Loans
  • Credit Cards
  • Home Equity Loans and Lines of Credit
  • Personal and Secured Loans

Online payments from a Bucks First FCU account can still be made through Bucks Online home banking.

Loan payments are also accepted:

  • At any of our branch locations
  • Call one of our Members Service Representatives: 215.788.5270
  • Via Mail:
    Bucks First Federal Credit Union
    2104 Bath Road
    Bristol, Pa 19007

*Loan payments made via this method are subject to a fee. See fee schedule for more information.


Do your banking anytime, anywhere, from any touch-tone phone. This telephone transaction service helps you take care of many financial transactions quickly. Our Telephone Teller gives you access to your account for:

  • Savings Balance Inquiries
  • Loan Balance Inquiries
  • Checking Inquiries
  • Withdrawals (via check by mail)
  • Funds Transfers
  • Loan Payments
  • Dividend Inquiries

Download ROSIE Application       Disclosure of Account Terms